Category: Forex Trading

By comparing the same months in different years, it is possible to draw accurate comparisons despite the seasonal nature of consumer behavior. Investors like to examine YOY performance to see how performance changes over time. Year-over-year (YOY) is a method of measuring growth that compares a statistic, such as revenue in one time period with the same time period one year earlier. This method helps measure long-term trends and eliminates seasonal fluctuations. The YOY growth rate varies depending on several factors, like the operational span of the business, seasonality, industry, customer behavior, and market disruptions. This analysis is also used for economic inspections to analyze the growth rate of countries with their previous development records.

One such method is year-over-year or YOY analysis, which is mostly used to compare the performance variables of a business, like sales, net profit, earnings per share, etc. YOY can be misleading if your business or the market has changed significantly within the year. It can also hide short-term trends, so it’s best to use it alongside monthly or quarterly comparisons for a full picture. The scope of year-over-year analysis is not only limited to the financial variables of corporations but can be employed in different contexts like economic analyses and investment decisions. Due to its mostly use in corporations for comparing performance over a period of time, the year-over-year analysis is famous in business associations and enterprises. For large businesses, a growth rate of around 5% – 10% can be considered really positive.

• After many years in the financial markets, he now prefers to share his knowledge with future traders and explain this excellent business to them.
• Year-over-year compares a company’s financial performance in one period with its numbers for the same period one year earlier.
• So, here we have mentioned some examples to understand the calculation of year-over-year growth more precisely.
• CFI is the global institution behind the financial modeling and valuation analyst FMVA® Designation.

It shows the big picture

Our platform may not offer all the products or services mentioned. Yes, if the current year’s value is lower than the previous year’s, YoY growth will be negative. YoY removes seasonal effects, while MoM comparisons can be misleading due to short-term fluctuations.

Checking in on business performance

Even though YOY is a commonly used tool it also comes with limitations. Compared to metrics such as month-over-month (MoM), it provides significantly fewer data points. For instance, seasonality (how certain seasons affect revenues) is not accounted for in a YoY analysis. Businesses in holiday destinations, such as ski resorts, hotels, and restaurants, experience high seasonality, which should be considered in financial reports. YOY measurements facilitate the cross-comparison of sets of data. By measuring growth or decline over a full 12-month period, YoY eliminates short-term fluctuations and seasonal variations, providing a clearer picture of overall progress.

This written/visual material is comprised of personal opinions and ideas and may not reflect those of the Company. The content should not be construed as containing any type of investment advice and/or a solicitation for any transactions. It does not imply an obligation to purchase investment services, nor does it guarantee or predict future performance.

However, oftentimes, businesses will end up with a plan that’s more… Yes, “YOY” stands for “year-over-year,” which means the same thing as “year-on-year.” Both terms compare data from one year to the same period in the previous year. Moving averages can help you to smooth out any fluctuations in data by helping to calculate the average over a specific number of periods. To get a full picture, your business should use YoY alongside many other metrics, like quarter-over-quarter (QoQ) or moving averages.

Step 1: Obtain the data you need

However, smaller businesses may experience a much higher growth rate – especially when the scale. At the end of the day, a YOY comparison will give you a much clearer view as to how things are progressing over time. CFI is the global institution behind the financial modeling and valuation analyst FMVA® Designation. CFI is on a mission to enable anyone to be a great financial analyst and have a great career path. In order to help you advance your career, CFI has compiled many resources to assist you along the path. This example comes from a financial modeling exercise where an analyst is comparing the number of units sold in Q to the number of units sold in Q3 2017.

• The YOY growth rate varies depending on several factors, like the operational span of the business, seasonality, industry, customer behavior, and market disruptions.
• This benchmarking is essential for staying competitive and improving your business.
• Year-over-year (YOY) is a method of measuring growth that compares a statistic, such as revenue in one time period with the same time period one year earlier.
• If you were to compare a retailer’s Q3 and Q4 sales, you might think that the company grew a lot in Q4.

What Does YoY Mean? Year-over-Year Explained Clearly – What It Means and How It’s Used in Finance

But this quarter includes the holidays, which tend to lead to a lot of sales each year. Antonio Di Giacomo studied at the Bessières School of Accounting in Paris, France, as well as at the Instituto Tecnológico Autónomo de México (ITAM). He has experience in technical analysis of financial markets, focusing on price action and fundamental analysis. After many years in the financial markets, he now prefers to share his knowledge with future traders and explain this excellent business to them.

Common YoY Financial Metrics

YTD can provide a running total, while YOY can provide a point of comparison. Join the 95,000+ businesses just like yours getting the Swoop newsletter. Explore more key financial insights with our detailed guides on How to Make My Money Work for Me and How Are Bonuses Taxed?. Using Brixx can help you to understand the impact of your funding decisions.

Sequential growth can help you to compare data from the start of a year to data from the same point in a previous year. You have to look at your business’ industry, competitors, historical performance, and more. The most important thing by Free signals for trading forex far is ensuring that your growth rates align with your objectives. There are many industries that will have seasonal upturns and downtimes. Instead of comparing January’s profits to December’s – which would make zero sense – you will compare December this year vs December last year. For example, seasonality (how certain seasons affect revenues) is not accounted for in a YoY analysis.

Year-over-year (YOY) is a useful tool for financial analysts, corporations, and investors. It allows for the comparison of financial figures from one point in time to the same point a year prior. It paints a clear picture of performance—whether performance is improving, worsening, or static.

Understanding this data can help the management team make important decisions on budgeting, fundraising, and capital allocation. Year-over-year compares a company’s financial performance in one period with its numbers for the same period one year earlier. This is considered more informative than a month-to-month comparison, which often reflects seasonal trends. Being considered the most useful analysis for revenue data, YOY is one of the best analysis methods in cost accounting to evaluate a company variable’s performance. So, without any further ado, let’s directly jump over to YOY meaning and further learn about its uses, metrics, formula, calculation, example, benefits, and many more. Businesses and corporations employ a multitude of methods to determine the growth in their performance over time.

YoY (Year-over-Year): Definition, Formula, and Examples

Businesses located in holiday destinations such as ski resorts, hotels, and restaurants suffer from high seasonality, which should be accounted for in financial reports. Knowing this information can lead to significant cost savings by shutting down operations in the off-season. To convert to percentages, you can subtract by 1 and then multiply by 100. Looking at a quarter’s financials compared to the same quarter a year earlier is very useful because it helps eliminate fluctuations in the numbers due to seasonality.

YoY stands for year-over-year, which is a way to compare the financial results of a time period compared to the same period a year earlier. YoY is often used by investors to evaluate whether a stock’s financials are getting better or worse. It’s important to compare the fourth-quarter performance in one year to the fourth-quarter performance in other years. Suppose an investor looks at a retailer’s results in the fourth quarter versus the prior third quarter.

For example, comparing sales revenue for Q3 of this year to Q3 of the previous year. However, it doesn’t show short-term changes and can be misleading during unusual events. To get a clearer picture, it’s best to use YoY alongside other comparisons like monthly or quarterly data.

Ethereum Classic can be purchased on crypto exchanges by using fiat currencies. Once approved by the exchange, you’ll be able to start buying Ethereum Classic. After considering the above factors, we can conclude that the current forecast for Ethereum Classic price prediction is Bearish.

Funds can usually be deposited through bank transfer, credit card, or crypto transfer. Each exchange will offer different methods, so check their specific options. CoinCodex tracks 44,000+ cryptocurrencies on 400+ exchanges, offering live prices, price predictions, and financial tools for crypto, stocks, and forex traders. The coin outperformed the cryptocurrency market, as the total crypto market cap increased by 1.92% in the same time period. ETC performed well against BTC today and recorded a 1.97% gain against the world’s largest cryptocurrency.

You may obtain access to such products and services on the Crypto.com App. On Crypto.com, click the Buy panel to search and select Ethereum Classic. In the Crypto.com mobile App, search for Ethereum Classic by typing ‘Ethereum Classic’ into the search bar. When Ethereum Classic appears in the results, tap it to open up the purchase screen.

As adoption continues, Ethereum Classic remains focused on immutability and dapp development within its network. Purchasing Ethereum Classic (ETC) is a straightforward process if you follow the right steps. First, choose a trusted cryptocurrency exchange, such as Coinbase, Binance, Kraken, or Gemini, where Ethereum Classic is listed. Once you’ve selected an exchange, you’ll need to create an account by providing personal details and submitting identification for Know Your Customer (KYC) verification.

How to buy other crypto assets

Buying Ethereum Classic is simple, but safeguarding your investment requires an extra step. When you own cryptocurrencies, what you really own is a private key, a critical piece of information used to authorize outgoing transactions on the blockchain network. Holding the private keys gives you access to your crypto, like holding a pin code to your debit card; in short it gives you access to your funds. A Ethereum Classic wallet helps you protect your private key, not just storing your Ethereum Classic. If you are fairly new to cryptocurrencies you might still be struggling with the concept of private key and why it’s so important. Perhaps you just get into cryptocurrency by purchasing coins on an exchange platform but didn’t even realize that they hold the private keys to your cryptocurrency.

ETC is now trading above the SMA 200, signaling that the market is currently bullish. Currently, the Fear & Greed index is at 29 (Fear), which signals that investors have a negative outlook on the market. The Fear & Greed index is a measure of sentiment among cryptocurrency investors. A “Greed” reading suggests that investors are currently optimistic about the cryptocurrency market, but can also be an indication that the market is overvalued. A “Fear” reading, on the other hand, signals that investors are currently hesitant about the cryptocurrency market, which potentially represents a buying opportunity.

The RSI 14 for Ethereum Classic is at 43.37, suggesting that ETC is currently neutral. Let’s take a look at what some of the most important technical indicators are signaling. We’ll be going through key moving averages and oscillators that will allow us to get a better idea of how Ethereum Classic is positioned in the market right now.

Get Your First Ethereum Classic (ETC) with KuCoin

But, a smaller group disagreed, arguing that “code is law” and tampering with the blockchain would set a dangerous precedent. The DAO was a decentralized autonomous organization and investment fund built on Ethereum that raised over $150 million in ETH shortly after launch. ➤ Click on the “Sign Up” button (usually either at the top right or elsewhere on the home page).➤ Enter your registration details and complete the email and/or phone verification.

Buy Ethereum Classic and store them with the leader in crypto security

• The purpose of this website is solely to display information regarding the products and services available on the Crypto.com App.
• You can choose a market order for an instant purchase at the current price, or a limit order to set a price you’re willing to pay.
• That decision cemented its identity as the version of Ethereum that didn’t change history.
• First, choose a trusted cryptocurrency exchange, such as Coinbase, Binance, Kraken, or Gemini, where Ethereum Classic is listed.
• KuCoin offers safe and easy ways to let you buy Ethereum Classic (ETC) instantly wherever you are!

Yes, many exchanges allow you to How to buy ethereum classic deposit Bitcoin, Ethereum, or other cryptocurrencies, which you can then trade for Ethereum Classic. Ethereum Classic is a blockchain for those who prioritize immutability and the original ethos of Ethereum. It offers potential but comes with risks due to a smaller community and less developer support compared to Ethereum. Ethereum Classic is the 36th largest cryptocurrency by market cap as of mid-May 2025. Despite major price swings, as shown in the chart above, ETC has remained in profit over the long term (although it has bled red over the 1M and 1Y time frames as of press time).

How to Buy Ethereum Classic

• After completing the purchase, it’s essential to transfer your Ethereum Classic to a secure wallet for safekeeping.
• The only people you can trust for storing your crypto assets is yourself.
• Holding the private keys gives you access to your crypto, like holding a pin code to your debit card; in short it gives you access to your funds.
• Most supported the rollback, and that’s what led to Ethereum (ETH) as we know it today.

This is the most popular trading platform in the Asian market, which has gained good positions in Europe. If you are at least partially familiar with the world of cryptocurrencies, you have probably heard about Binance. At the moment, it is the leading crypto exchange in terms of trading volume. Binance has a section for spot, margin and P2P trading, there are futures and the ability to enter into OTC transactions.

Why Is KuCoin the Best Platform to Buy Ethereum Classic (ETC)?

Please note that our Terms and Conditions, Privacy Policy, and Disclaimers have been updated. You could either hold ETC with a long-term view if you believe in its fundamentals, or trade it during periods of high volatility — though that’s far riskier. Always do your own research, consider consulting with a financial advisor, and never invest more than you can afford to lose. Most supported the rollback, and that’s what led to Ethereum (ETH) as we know it today.

Should I keep my Ethereum Classic on the exchange?

ETC would have to increase by 15.56% to hit our $ 18.44 target within the next five days. Moving forward, it will be important to monitor the ETC market sentiment, the key support and resistance levels, and other metrics. However, we have to keep in mind that the cryptocurrency markets are unpredictable, and even the largest crypto assets display a lot of price volatility. It uses a Proof of Work (PoW) consensus mechanism, similar to Bitcoin, to secure the network and validate transactions. Ethereum Classic supports smart contracts and decentralised applications (dapps), enabling a wide range of use cases. Some users consider buying Ethereum Classic to participate in its ecosystem or engage with its historical blockchain integrity.

Ethereum Classic has many advantages, because of which many choose this coin for mining and Hold. Yes, exchanges like Binance and Kraken allow you to purchase ETC using Bitcoin or other cryptocurrencies. After buying ETC, navigate to the withdrawal section of the exchange, enter your wallet address, and confirm the transaction. After purchasing ETC, go to the exchange’s withdrawal section, enter your wallet’s address, and confirm the transfer.

To do this, navigate to the Ethereum Classic trading pair, such as ETC/USD, ETC/BTC, and place your buy order. You can choose a market order for an instant purchase at the current price, or a limit order to set a price you’re willing to pay. After completing the purchase, it’s essential to transfer your Ethereum Classic to a secure wallet for safekeeping. You can fund your account with fiat currencies like USD or EUR, or use other cryptocurrencies such as Bitcoin or Ethereum. Depending on the platform, you can deposit via bank transfer, credit card, or by transferring crypto from another wallet.

Currently, Ethereum Classic is trading above the SMA 50 trendline, which is a bullish signal. The sentiment in the Ethereum Classic markets is currently Bearish, and the Fear & Greed index is reading Fear. The most important support levels to watch are $ 15.49, $ 15.11 and $ 14.80, while $ 16.18, $ 16.49 and $ 16.87 are the key resistance levels. The Ellipal firmware update enhances security (fixes vulnerabilities), adds support for new cryptocurrencies and tokens, and optimizes the interface and operational stability.

We are using Bitget for this demonstration, but most centralized platforms follow a similar flow, barring maybe a few minor changes here and there. Really nice.Fast delivery, good online tutorials, the cold wallet has support for multiple apps and also supports ‘staking’ using Ledger Live. The Relative Strength Index (RSI 14) is a widely used indicator that helps inform investors whether an asset is currently overbought or oversold.

It has survived multiple 51% attacks and market cycles despite somewhat limited developer activity compared to newer chains. If you plan on adding this “battle-hardened” coin to your portfolio in 2025, this guide breaks down how to buy Ethereum Classic safely and easily. The Huobi exchange appeared even before the “boom” of cryptocurrencies in 2013.

Te, jak i późniejsze doświadczenia oraz wrogie nastawienie ludzi do wiedźminów, sprawiły, że stał się on dość pesymistyczny i nabył obojętnego stosunku do świata. W następnych latach Geralt podróżując po Królestwach Północy, zdobył renomę profesjonalnego łowcy potworów, jednak pomimo zwiedzenia wielu nowych miejsc najczęściej na zimowanie wracał do Kaer Morhen w Góry Sine. W międzyczasie zaprzyjaźnił się z bardem Jaskrem, który niejednokrotnie go irytował i sprawił mu wiele kłopotów, ale finalnie został jego najlepszym przyjacielem. Późniejsze Przegląd brokera xDirect przygody i czyny Białego Wilka rozsławiły go na cały świat. Geralt był synem czarodziejki Visenny i (najprawdopodobniej) wojownika Korina.

Showrunner The Witcher wyjaśnia, czym Geralt z Rivii Liama Hemswortha różni się od Henry’ego Cavilla

Ma przy sobie dwa miecze runiczne oraz magiczne eliksiry, którymi ratuje niewinnych przed potworami. Stara się przestrzegać kodeksu moralnego, który przejął od mentorów, jednak w zderzeniu z rzeczywistością jest to bardzo trudne. Geralt wielokrotnie staje na rozdrożu, decydując o swojej przyszłości.

Dziewczynce jednak udało się uciec za pomocą zniszczonego portalu znajdującego się na szczycie Wieży Mewy. W trakcie ucieczki Ciri do wieży Geralt stanął do walki z Vilgefortzem, którą przegrał i w wyniku której odniósł poważne System handlu Forex Secret Weapone Trading System rany. Po zniszczeniu Wieży Mewy Triss Merigold w asyście Tissaii de Vries teleportowała dotkliwie poranionego wiedźmina do Brokilonu. W międzyczasie wiedźmin próbował się dowiedzieć dlaczego on i jego Dziecko Niespodzianka stali się celem zainteresowania różnych stronnictw politycznych oraz różnych podejrzanych osób pokroju zabójcy Rience’a. Zatrudnił w tym celu firmę Codringher i Fenn, od których dowiedział się więcej o pochodzeniu Ciri i tego z jakich powodów jest ona ścigana. Od detektywów dowiedział się również, że Yennefer i Ciri są ścigani przez najemników – Profesora, Heima Kantora oraz Krótkiego Yaxe, kiedy kobiety były w trakcie podróży do Gors Velen.

Wiedźmin 2 Zabójcy Królów

Aż mamy ochotę napisać “W jakiej kolejności oglądać odcinki serialu Wiedźmin”, ale… tym razem wystarczy, że zrobisz to po kolei. Zostały nagrane i wypuszczone tak, jak trzeba je oglądać (chociaż tyle, prawda?). W 2024 roku ukazała się kolejna opowieść z wiedźmińskiego świata. Akcja powieści toczy się przed wydarzeniami z tomów opowiadań “Ostatnie życzenie” i “Miecz przeznaczenia”. Spotykamy się w niej z młodym Geraltem, który niedawno ukończył trening w Kaer Morhen.

Dane z gry GWINT: Wiedźmińska Gra Karciana

Finalnie, po zamknięciu swoich spraw w królestwie ponownie wyruszył na szlak w 1231. R., wpierw by dokonać zemsty za śmierć swojego mentora, Prestona Holta, a następnie by pracować jako wiedźmin również w innych częściach świata. Geralt jest synem czarodziejki Visenny i (najprawdopodobniej) wojownika Korina. W trakcie szkolenia na kami do dodatkowych eksperymentów, które przeżył jako jedyny.

W drodze eskortę zaatakowali jeźdźcy Dzikiego Gonu, jednak wiedźminowi i jego partnerce udało się dotrzeć do stolicy bez uszczerbku. Biały Wilk po zabiciu Magistra i Javeda oraz odzyskaniu wiedźmińskich receptur dowiaduje się, że Salamandra działała na zlecenie samego Jakuba de Aldersberg. Gdy dociera do siedziby Wielkiego Mistrza, zostaje przeniesiony do jego wizji, w której Białe Zimnozniszczyło całą Północ. Wiedźmin w końcu zabija samego Jakuba de Aldersberg oraz łamie jego iluzję. Ostatecznie Geralt został wiedźminem i wyruszył w świat w poszukiwaniu kolejnych zleceń, jeżdżąc na klaczach, którym zawsze nadawał imię „Płotka”.

Gra Wiedźmin

Tu pojawia się Temu-Geralt, który nie jest ani szczególnie zły, ani szczególnie wiarygodny… Geralt często okazuje wyrzuty sumienia i doświadczał różnych rewelacji w swoim życiu. Innym razem miał całkowite załamanie emocjonalne, zrezygnował nawet z bycia wiedźminem i porzucił w pewnym momencie swoją moralność. W 2001 roku do kin trafił film Wiedźmin w reżyserii Marka Brodzkiego, stanowiący adaptację opowiadań ze zbiorów Miecz przeznaczenia i Ostatnie życzenie. W 2002 roku Telewizja Polska wyemitowała premierowo trzynastoodcinkowy serial, na podstawie którego rok wcześniej zmontowano film kinowy. W 2019 roku na platformie Netflix zadebiutowała amerykańska serialowa adaptacja, której pierwsza seria również bazuje na wybranych opowiadaniach.

Chcąc dbać o swoich bliskich, wiedźmin stara się ich chronić, jednak nadal, na przekór wszystkim, zachować neutralność w ogarniętym wojną świecie. Najlepszym przyjacielem wiedźmina jest bard Jaskier, miłością jego życia jest Yennefer, a dzieckiem (przybranym) Ciri. Geralt wraz z kompanią przebywał w Toussaint od października do 8 stycznia. W międzyczasie zajmował się zwalczaniem miejscowych potworów oraz wdał się w romans z czarodziejką Fringillą Vigo, która na polecenie Loży Czarodziejek starała się zatrzymać wiedźmina jak najdłużej w księstwie.

Najlepszym przyjacielem wiedźmina jest bard Jaskier, miłością jego życia jest Yennefer, a Just2Trade Overview dzieckiem (przybranym) Ciri. Gerwant nadal się mieści w okresie między atakiem na Kaer Morhen, a końcem szkolenia nowych wiedźminów, więc wszystko się zgadza. Jeżeli Geralt w pierwszych rozdziałach KE ma 50 lat, urodził się na długo po upadku Kaer Morhen, bo w 1215 roku. Nie wiemy w jakim dokładnie wieku trafił do terminu, może wkrótce po urodzeniu, może w wieku 5 lat, nie ma to większego znaczenia. W każdym razie kluczowa jest jedna informacja – Geralt wedle logiki ASa trafił do Vesemira po upadku twierdzy.

Z opresji, przypadkowo bohaterów uratowała partyzantka Wolne Stoki, która zaatakowała cesarskich ludzi i najemników Słowika. W bitewnym ferworze Geralt chciał się zemścić na Schirrú, ale Cahir został ranny i wiedźmin zdecydował ratować swojego towarzysza zamiast zamordować agenta Vilgefortza. Po dotarciu do miasta drużyna postanowiła uzupełnić przed dalszą podróżą prowiant. Jednocześnie Geralt dowiedział się, że druidzi mają znajdować się trzydzieści pięć mil na zachód, nad jeziorem Loc Monduirn.

Potrafił zaryzykować przyszłością Temerii, aby ocalić Triss Merigold przed Nilfgaardczykami. Został również pokazany, prosząc Scoia’tael, aby oszczędzili Jaskra i zabili tylko jego. Jest też świadkiem ważnych politycznych przemian – do niektórych zresztą sam się przyczynia. W końcu ponownie spotyka Letho z Gulety, którego, jeśli zechce, może zabić. Po ukończeniu wiedźmińskiego szkolenia rozpoczął swoją przygodę ze światem wraz ze swoim koniem, Płotką, by zostać płatnym zabójcą potworów.

• W związku z tym, że w krainie trwały walki pomiędzy siłami Cesarstwa a Królestwami Północy Geralt postanowił by drużyna obrała kierunek przez Ysgith.
• Wkrótce potem udaremnił zamach na życie króla Foltesta z rąk skrytobójcy.
• Stara się przestrzegać kodeksu moralnego, który przejął od mentorów, jednak w zderzeniu z rzeczywistością jest to bardzo trudne.
• Rannym Geraltem przez miesiąc zajmowały się driady z Brokilonu.
• Za młodym wiedźminem wstawił się Blaufall, nadzorca budowy Wielkiej Drogi, który potrzebował skorzystać z usług pogromcy potworów6.

• Zwykle uzbrojony w dwa miecze – żelazny, noszony przy pasie i srebrny, noszony na plecach jak kołczan.
• Brytyjski aktor Henry Cavill, lat 38, który gra wiecznie czającego się potwora-hunter – znany także jako „wiedźmin” Geralt z Rivii w mrocznej adaptacji Wiedźmina Netflixa, ma 1,85 m wzrostu.
• Został uratowany przez Ciri która teleportowała go w okolice Kaer Morhen.

Postać stworzona przez Andrzeja Sapkowskiego stała się międzynarodowym fenomenem, znajdującym miłośników na całym świecie. Nowa książka Andrzeja Sapkowskiego w końcu ujawniła prawdziwy wiek Białego Wilka. Geralt okazuje się również niezwykle biegły w rozwiązywaniu trudnych i czasami ponurych sytuacji oraz jako człowiek, częściej decyduje się na rozwiązania bardziej dyplomatyczne niż siłowe. Długość życia sprawiła, że ​​stał się człowiekiem znużonym światem, często wyrażającym pogardę i okrutne obelgi wobec tych, których uważa za okrutnych, głupich itp.

W trakcie rozmowy pomiędzy bohaterami wybuchł pogrom w Rivii, w trakcie którego wiedźmin stanął w obronie nieludzi i został przebity widłami przez jednego z ludzi. W międzyczasie motłoch został rozbity przez Niszczące Gradobicie Merigold rzucone wspólnymi siłami przez Triss i Yennefer, które przybyły w towarzystwie Ciri do miasta. Drużyna przez kilka dni podróżowała wraz z armią Meve, ale kiedy okazało się, że władczyni planuje ruszyć na północ, w przeciwnym kierunku do miejsca pobytu druidów. Geralt wraz ze swoją kompanią nie wahał się zdezerterować i ruszyć na południe. Wpierw drużyna przeprawiła się na drugi brzeg Jarugi świeżo naprawionym mostem wraz z tłumem uchodźców.

Komiksy

W wyniku bitewnej zawieruchy Geralt i Jaskier zostali uwięzieni i przetransportowani do obozu Nordlingów pod zarzutem szpiegostwa. Ocalił ich Regis, który zdołał samym spojrzeniem uśpić strażników. Następnie wiedźmin i poeta udali się do miejsca wskazanego przez Emiela, gdzie czekali na nich Milva oraz Czarny Rycerz – Cahir Mawr Dyffryn aep Ceallach. Geraltowi nie podobała się obecność Cahira w drużynie, gdyż pamiętał, że Ciri miała przez niego koszmary, ale reszta kompanii go zaakceptowała.

Na ekranie grają go Michał Żebrowski, Henry Cavill oraz Liam Hemsworth, a głosu w grach użyczył mu Jacek Rozenek. Na prywatnej audiencji u Emhyra, Geralt dowiedział się, że po latach powróciła osoba, z którą związało go przeznaczenie – Ciri. Biały Wilk po przybyciu do lasu zaczął przeczesywać teren w poszukiwaniu swoich towarzyszy. Natknął się na kilka grup bandytów Słowika, którzy napadli na uchodźców, kupców oraz miejscowych druidów. Do walki z mordercami stanęli również rycerze z królestwa Toussaint w tym Reynart de Bois-Fresnes, którego uratował Geralt.

Geralt i Yennefer łączą więc siły z cesarzem, by zapobiec dostaniu się Cirilli w ręce Czerwonych Jeźdźców. Na prywatnej audiencji u Emhyra Geralt dowiedział się, że po latach powróciła osoba, z którą związało go przeznaczenie – Ciri. Geralt był synem czarodziejki Visenny i (najprawdopodobniej) wojownika Korina. Krótko po narodzinach został on oddany przez matkę do wiedźmińskiej Szkoły Wilka w twierdzy Kaer Morhen. W trakcie szkolenia na wiedźmina został poddany Próbie Traw, a następnie Zmianom, które przeszedł nadzwyczaj dobrze. Został z tego powodu wybrany razem z innymi młodzikami do dodatkowych eksperymentów, które przeżył jako jedyny.

However, carry trades are also susceptible to sudden market reversals and shifts in risk sentiment, making effective risk management essential. Interest rate futures are standardized contracts that allow traders to speculate on the future direction of interest rates. These contracts are often traded on regulated exchanges and provide a direct way to gain exposure to interest rate movements without having to hold the underlying debt instruments.

• Rates trading focuses on interest rate products and is driven by monetary policy decisions and economic indicators.
• The traditional role of central banks is evolving in response to changing economic conditions.
• We do not provide financial advice, offer or make solicitation of any investments.
• Traders may bet on the curve steepening, flattening, or inverting, depending on their view of how economic conditions will affect interest rate relationships across different maturities.
• When traders expect interest rates to rise, they often sell government bonds, as higher rates generally lead to a decline in bond prices.
• And, some countries like Turkey, Argentina, and Zimbabwe have learnt the hard way about infusing politics with this kind of decisions.

The traditional role of central banks is evolving in response to changing economic conditions. With unconventional monetary policies, such as quantitative easing (QE) and negative interest rates, becoming more common, traders must adapt their strategies to navigate these novel environments. Understanding the implications of these policies on interest rates will be essential for future success. This article delves into the intricacies of interest rates trading, offering an in-depth look at the key concepts, strategies, instruments, and risks involved.

Types of Rates Trading Strategies

Interest rates are a critical factor in the global economy, influencing everything from the cost of borrowing money to the returns on savings and investments. In rates trading, understanding the dynamics of interest rates is essential as these rates directly impact the value of bonds, derivatives, and other interest-sensitive financial instruments. Forex Wink broker ratings provide insights into various aspects of brokerage services, including regulatory compliance, trading conditions, and customer support. Traders can use these ratings to make informed decisions when selecting a broker for rates trading, thus mitigating risks and enhancing their trading experience. As financial markets become increasingly interconnected, interest rates trading is no longer confined to domestic factors alone.

How to Express your Opinion with Interest Rate Trades

Many corporations witness a thinning of their earnings margins during these periods as heightened interest rates necessitate greater interest payments. If you are interested in trading online, you can take a look at our best trading brokers for some options. Finally, you need to prepare for the volatility that comes with interest rate decisions. Profits of many companies usually thin during these periods since firms have to pay more in interest rates.

What is rates trading?

• In simple terms, rates trading involves speculating on or hedging against future movements in interest rates.
• Traders can use these ratings to make informed decisions when selecting a broker for rates trading, thus mitigating risks and enhancing their trading experience.
• For beginners, starting with a solid grasp of interest rate dynamics and practicing disciplined risk management can pave the way for success in this complex but rewarding market.
• Speculative trading requires a deep understanding of macroeconomic indicators and central bank policies, as well as the ability to interpret market sentiment.

Directional Trading Strategies are among the most common approaches in rates trading. Traders take a position based on their expectation of whether interest rates will rise or fall. For instance, if a trader anticipates a rise in interest rates, they might short bonds or take a short position in interest rate futures, profiting as bond prices decline in response. Conversely, if they expect rates to drop, they may go long on bonds or related instruments, benefiting from the increase in bond prices that typically accompanies falling rates. Directional strategies are straightforward but require a deep understanding of macroeconomic trends, central bank policies, and market sentiment. Rates trading encompasses a wide range of strategies aimed at profiting from fluctuations in interest rates and their impact on bond prices.

Interest rates trading is a multifaceted and dynamic field that requires a deep understanding of economic fundamentals, technical analysis, and risk management strategies. From the pivotal role of central banks to the complex interplay of global economic indicators, every facet of interest rates trading is intertwined with broader market dynamics. By employing a range of financial instruments—from bonds and futures to options and swaps—traders can tailor their strategies to capitalize on fluctuations in interest rates. Interest rates are central to monetary policy, and they guide the decision-making processes of governments and central banks. Central banks, such as the Federal Reserve in the United States or the European Central Bank, set benchmark interest rates that determine the cost of borrowing money within an economy.

If you’re receiving payments based on a floating rate, you hope that LIBOR increases so you receive more; if you’re paying based on a floating rate, you hope that LIBOR decreases so you pay less. Gilts, U.S. Treasuries, EUR-denominated bonds issued by European countries, and Australian Government Bonds (AGBs). The products, services, information and/or materials contained within these web pages may not be available for residents of certain jurisdictions. Please consult the sales restrictions relating to the products or services in question for further information. Activities with respect to US securities are conducted through UBS Securities LLC, a US broker dealer. Furthermore, higher interest rates frequently exert an influence on corporate earnings.

Interest Rates & Central Banks

If you are planning to take out a mortgage or car loan in the future and want to hedge against rates rising between now and then, you can buy interest rates. If you were planning future investment in a debt instrument like Treasuries or corporate bonds and want to hedge against rates falling between now and then, you can sell interest rates. The “normal” state of a yield curve is usually defined as having higher interest rates for longer durations. Thus, 10 Year Yields are commonly higher than 2 Year Yields, and 30 Year Yields are usually higher than them both. Interest rate products can also see an increase in volatility, or price movement, with an increase in the time frame, or duration.

Futures contracts

Interest rate trading is a multifaceted realm offering a myriad of strategies and considerations for traders and investors. From rate swaps to LIBOR, from conventional assets to futures contracts, this financial domain provides ample opportunities for those who seek to understand and harness the power of interest rates. Rates trading can be complex and requires a solid understanding of financial markets and economic fundamentals. While beginners can learn and participate in rates trading, it’s important to start with a thorough education and gradually build experience and expertise over time. Consulting with experienced traders and utilizing resources such as Forex Wink broker ratings can help beginners navigate the intricacies of rates trading more effectively. Rates trading is a significant component of global financial markets due to its direct impact on economic stability, government policies, and corporate financing.

The three most common case studies here are trading games, group investment presentations, and individual trade idea presentations. The after-work drinking culture is so prevalent in London that you might even be able to network with traders simply by going bar-hopping at the right times. We commit to buy and sell anything from clients, even if we don’t want the position, and then we address the risk and try to turn it into a profitable trade.

As a general rule, central banks reduce interest rates during economic challenges and raise them when the economy is performing well. Another way to trade interest rate decisions is futures contracts across multiple asset classes. A futures contract is where you enter a deal to buy or sell an asset at a future date and at a certain price. Unlike an options contract, in futures, holders have an obligation to buy the asset. A good example of such an asset is the rate swaps, which trade in the over the counter (OTC). The 10 Year US Treasury Yield measures the interest rate on 10 Year US Treasury Notes.

ETFs such as TLT and TBT can be easier for the everyday trader to consume, but the way they look is not directly related to a Treasury yield or price. In comparison, futures can be low-cost, direct avenues to trading interest rates. Our electronic rates specialists and extensive liquidity network facilitate executions in a range of G10 interest rate swaps and forwards across all leading multi-dealer venues.

For instance, a company with substantial debt might hedge against rising interest rates to avoid higher borrowing costs. Relative Value Strategies involve taking advantage of pricing inefficiencies or discrepancies between related interest rate products. One common relative value strategy is spread trading, where traders take opposing positions in different instruments that have a historical relationship. For example, a trader might buy a long-term bond while selling a short-term bond if they believe the yield spread between these instruments will change favorably. Traders may bet on the curve steepening, flattening, or inverting, depending on their view Top cryptocurrency trading strategies of how economic conditions will affect interest rate relationships across different maturities.

Traders might use futures, options, or swaps to capitalize on expected moves in policy rates or economic data releases. Speculative trading requires a deep understanding of macroeconomic indicators and central bank policies, as well as the ability to interpret market sentiment. Market risk is the most immediate concern, as unexpected interest rate changes can lead to significant losses. Credit risk arises when dealing with bonds or swaps, where the issuer or counterparty might default. Liquidity risk can be a problem in times of market stress, making it hard to buy or sell instruments without affecting their price.

Given its greater duration than the 2 Year and 10 Year, the 30 Year US Treasury can be viewed as a longer-term benchmark that moves with greater volatility than other parts of the US Yield Curve. At the end of the day, you can view interest rates as being derived from the bond or note price. For a given move lower or higher in price, there is a coinciding move higher or lower in rates. Many find it easiest to stay in the world of rates so as to not confuse ideas of where you think interest rates are headed with corresponding and inverse movements in bond prices. Some traders do leave for hedge funds (usually global macro ones) and prop trading firms, and others switch to different desks, but these options become more difficult as your career progresses.

Monetary Policy Tools

Traders should remain vigilant and leverage broker ratings to navigate the terrain of rates trading with confidence, ensuring optimal outcomes in their trading endeavors. Pitfalls and problems in rates trading include interest rate risk, liquidity concerns, and regulatory changes. Fluctuations in interest rates, lack of liquidity in certain products, and changes in regulatory policies can lead to unexpected losses and challenges for traders. Successful rates trading requires a deep understanding of macroeconomic factors, interest rate dynamics, and risk management techniques.

In rates trading, different strategies are employed depending on market conditions, investment objectives, and risk tolerance. These strategies range from straightforward directional bets on interest rate movements to more complex approaches that involve multiple instruments and market variables. By trading in rates, market participants influence the pricing of loans, mortgages, and corporate bonds, indirectly affecting the broader economy. Understanding how rates trading works can provide valuable insights into the health of the financial system and the factors that influence global economic trends. Rates trading offers opportunities for profit but comes with inherent risks and complexities.

Wyjątek stanowią sytuacje, w których treści, dane lub informacje są wykorzystywane w celu ułatwienia ich wyszukiwania przez wyszukiwarki internetowe. BNP Paribas Bank Polska jest bankiem uniwersalnym, oferującym usługi oszczędnościowo-inwestycyjne zarówno klientom indywidualnym jak i… BNP Paribas Bank Polska jest bankiem uniwersalnym, oferującym usługi oszczędnościowo-inwestycyjne zarówno klientom indywidualnym jak i przedsiębiorstwom. Bank specjalizuje się w finansowaniu rolnictwa, gospodarki żywnościowej oraz infrastruktury regionalnej. Bank jest częścią grupy bankowej BNP Paribas.

• Wynik z tytułu odsetek wyniósł 1 456,6 mln zł wobec 1 579,4 mln zł rok wcześniej.
• Zaloguj się do GOonline Biznes.
• Po trzech kwartałach zysk grupy przekroczył 2,17 mld zł, co oznacza wzrost o 17,4 proc.
• Z kolei wynik z tytułu prowizji i opłat sięgnął 288,5 mln zł wobec 311,2 mln zł w analogicznym okresie 2024 r.

BNP Paribas Bank Polska SA

BNP Paribas Bank Polska poprawił wynik netto do 695,5 mln zł w III kwartale 2025 r., wobec 635,5 mln zł rok wcześniej. Po trzech kwartałach zysk grupy przekroczył 2,17 mld zł, co oznacza wzrost o 17,4 proc. W ujęciu jednostkowym zysk netto w trzech pierwszych kwartałach 2025 r. Wyniósł 2 135,6 mln zł wobec 1 817,7 mln zł rok wcześniej.

BNP PARIBAS BANK POLSKA SA Raport okresowy kwartalny skonsolidowany 3/2025 QSr

Z kolei wynik z tytułu prowizji i opłat sięgnął 288,5 mln zł wobec 311,2 mln zł w analogicznym okresie 2024 r. Serwis wykorzystuje ciasteczka w celu ułatwienia korzystania i realizacji niektórych funkcjonalności takich jak automatyczne logowanie powracającego użytkownika czy odbieranie statystycznych o oglądalności. Użytkownik może wyłączyć w swojej przeglądarce internetowej opcję przyjmowania ciasteczek, lub dostosować ich ustawienia. Szkolenia systemów uczenia maszynowego lub sztucznej inteligencji (AI), bez uprzedniej, wyraźnej zgody Ringier Axel Springer Polska sp.

• BNP Paribas Bank Polska jest bankiem uniwersalnym, oferującym usługi oszczędnościowo-inwestycyjne zarówno klientom indywidualnym jak i…
• Szkolenia systemów uczenia maszynowego lub sztucznej inteligencji (AI), bez uprzedniej, wyraźnej zgody Ringier Axel Springer Polska sp.
• BNP Paribas Bank Polska poprawił wynik netto do 695,5 mln zł w III kwartale 2025 r., wobec 635,5 mln zł rok wcześniej.
• Użytkownik może wyłączyć w swojej przeglądarce internetowej opcję przyjmowania ciasteczek, lub dostosować ich ustawienia.
• W ujęciu jednostkowym zysk netto w trzech pierwszych kwartałach 2025 r.

BNP Paribas BP zwiększył zysk netto do 695,5 mln zł w III kwartale 2025 r.

BNP Paribas Bank Polska jest członkiem międzynarodowej japan stock investors grupy bankowej BNP Paribas. Bank prowadzi działalność uniwersalną i jest notowany na GPW. Zaloguj się do GOonline Biznes.

Od kopalni bitcoina do maszynowni AI. Akcje tej firmy wzrosły o prawie 400 proc.

Aktywa razem banku wyniosły 168,6 mld zł na koniec III kwartału 2025 r., wobec 167,5 mld zł na koniec 2024 r. W trzech pierwszych kwartałach 2025 r. BNP Paribas BP odnotował 2 170,8 mln zł skonsolidowanego zysku netto przypisanego akcjonariuszom jednostki dominującej wobec 1 849,1 mln zł rok wcześniej. Wynik z tytułu odsetek wyniósł 1 456,6 mln zł wobec 1 579,4 mln zł rok wcześniej.